Year-end planning remains one of the most effective ways to optimize wealth strategies, minimize taxes, and align your goals with changing legislation. This year brings unique opportunities and challenges following the passage of the One Big Beautiful Bill Act (OBBBA), which reshaped key provisions affecting estate planning, charitable giving, and income tax thresholds. While traditional strategies like annual gifting, Roth conversions, and retirement milestones remain essential, emerging considerations, such as charitable bunching, deserve renewed attention. By acting before December 31, you can take advantage of current rules and prepare for what’s next.
